Our team of Workers’ Compensation Lawyers has years of experience in work-related accidents. We’re familiar with many of the tricks by big corp and insurance companies. It’s no secret that in Illinois workers’ compensation benefits are under attack. Big corporations and their insurance companies care more about their bottom line than they do for the wellbeing of workers.
A work-related injury can throw your health and your family’s future out of balance. If you’ve been hurt in a work accident in or around Rockford talk to one of our Rockford Workers’ Compensation lawyers about your injury today. Call (815) 315-4967.
If you have been injured in a work-related accident in Illinois, you may have the right to receive the following type of workers’ compensation benefits:
You have the right to have any medical bills related to your work-related injury paid for by your company and their workers’ compensation insurance carrier which includes things like first aid, ambulance and emergency care, doctor visits, hospital care, surgery, physical therapy, chiropractic treatment, medications, prosthetic devices, wheelchairs, medical appliances, or modifications to your home such as a wheelchair ramp.
Although Illinois law is clear that an injured worker is entitled to have their medical bills paid by their company, we have people call us all the time that are facing a situation where their employer is refusing to pay for their medical bills. Oftentimes, the company tries to steer an injured worker away from making a workers’ comp claim and tries to convince them to just use their private health insurance to cover the cost of medical bills. The company usually does this so they can avoid having a workers’ comp claim on their record which would likely result in the company having to pay an increased premium to their workers’ comp insurance carrier. When a worker is forced to use their health insurance instead of workers’ comp, they may end up being on the hook for hundreds or thousands of dollars in co-pays and out-of-pocket expenses that they wouldn’t otherwise have to pay if they had made a workers’ comp claim.
Another common situation that we deal with all the time is when a company refuses to pay for medical treatment for an injured worker. This usually happens anytime a doctor for an injured worker recommends a surgery. Because of the costliness of surgery, insurance companies try to find any way they can to weasel out of having to pay for the surgery. Sometimes they send an injured worker to what’s called an Independent Medical Exam (IME), to be examined by a doctor that’s been handpicked by the insurance company. Typically, the IME doctor ends up coming up with some bizarre theory of why the injured worker’s injury isn’t actually job related, and the insurance company uses the IME doctor’s reports as a basis to deny a surgery. At The Rockford Personal Injury Lawers: Marriett Murati, we have helped numerous injured workers who have had difficulty getting their medical bills covered by their employers.
If you’ve been injured at work, you likely qualify for temporary disability benefits which are meant to ease the financial burden on you during your recovery. There are 2 main types of disability payments in workers comp cases in Illinois: (1) Temporary Total Disability (TTD); and (2) Temporary Partial Disability Payments (TPD).
You can receive Temporary Total Disability (TTD) payments if your doctor orders you to take time off work to recover from your injuries. You can also qualify for TTD payments if your doctor gives you certain restrictions but your employer can’t accommodate those restrictions. For example, if you injured your leg at work then the doctor may give you a note saying that you should not be standing at work but that you are medically okay to perform work while seated. In workers’ comp, this is typically referred to as light-duty. If your employer does not have any light-duty work available (such as any work that you can do from a seated position), then you would be able to stay home and entitled to receive TTD payments.
TTD payments are limited to 2/3 of an injured workers’ average weekly wage. For example, if someone normally earns $900 per week, then they would receive weekly TTD payments of $600. Illinois law also sets certain minimum and maximum rates for TTD benefits.
Under Illinois law, an injured worker may qualify for Temporary Partial Disability (TPD) payments. TPD payments may be received by an injured worker if they are still injured and working light duty (on either a part-time or full-time basis), and they are earning less than the worker would have earned before their accident. Like TTD payments, TPD payments are limited to 2/3 of the difference of how much the worker would have been making prior to their accident compared to how much they are making after the accident. For example, imagine an assembly line worker that was making $19 an hour that was injured at work and their employer offered them temporary light-duty work by giving them a job at the factory’s phone center where the worker would only make $10 an hour. In that situation, the worker would be entitled to TPD payments in the amount of $6 which represents 2/3 of the difference between the worker making $19 an hour compared to only $10 an hour. Altogether, the worker would be receiving $16 an hour ($10 an hour from the reduced pay position and $6 an hour in TPD benefits).
If sustained a work-related injury which caused a reduction in your earning power, then you may be eligible for vocational rehabilitation benefits which can include job search assistance, job training, and counseling.
Suffering a work-related injury can be a devastating event, especially if you have family members relying on your paycheck for their livelihood. You do not have to deal with this situation alone. We have helped numerous workers in Rockford and throughout northern Illinois with their workers’ compensation cases. Our attorneys have experience litigating cases before the Illinois Workers Compensation Commission. We also have experience with appeals in Illinois Workers’ Compensation Commission, and we recently defended a trial with that the insurance company appealed but we were able to have our trial win upheld by a unanimous decision of 3 commissioners with the Illinois Workers Compensation Commission.
To discuss your case with a Rockford Workplace Injury Lawyer, call us at (815) 315-4967 for a free consultation.